Whats the safest online payments system if there is one?/?

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Im hearing mixed reviews about
Gumroad.com
Has anyone used it
Whats the safest online payments system to sell you digital images?

Other answer:

Mugen:
Nope.
I use a Pre-Paid Visa Card NOT linked to my Bank Account. I have it registered with Pay Pal.
Cornish:
Use paypal, it's the most efficient and safest way to pay online.
morgan:
Use paypal, it's the most efficient and safest way to pay online.
Faith:
Nope.
I use a Pre-Paid Visa Card NOT linked to my Bank Account. I have it registered with Pay Pal.
wiad:
Nope.
I use a Pre-Paid Visa Card NOT linked to my Bank Account. I have it registered with Pay Pal.
Robert J:
Paypal, definitely.

For a small business it's the cheapest of all the payment processing services.
(Or at least the legitimate ones).

Adam:
Nope.
I use a Pre-Paid Visa Card NOT linked to my Bank Account. I have it registered with Pay Pal.
Cullen:
Use paypal, it's the most efficient and safest way to pay online.
Bill:
Nope.
I use a Pre-Paid Visa Card NOT linked to my Bank Account. I have it registered with Pay Pal.
Patrick:
any site which lets you use Paypal.

Paypal is hard to scam with since even if someone successfully scams you ebay can still recover your money.

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